Calculators
Here is the honest number.
Ten tools that show you the real shape of a decision before you make it. Every one is indicative only, and every one tells you exactly what it assumes.

Debt Consolidation Calculator
Add every balance you are carrying, then see what one consolidated repayment would look like against what you are paying now.
Open itATO Debt Calculator
Project what an unpaid tax balance is likely to cost while it sits there, and see what refinancing it would look like instead.
Open itLoan Repayment Calculator
Work out the principal and interest repayment on a loan amount, rate and term, and see how much of each payment is interest.
Open itBorrowing Power Calculator
An indicative ceiling on what you might be able to borrow, based on income, commitments and household size.
Open itRefinance Savings Calculator
Compare what your current loan costs against a new one, and see how long the switching costs take to pay for themselves.
Open itExtra Repayments Calculator
See what paying a little more each month does to the interest you pay and the date the loan finally clears.
Open itOffset Account Calculator
See what money held in an offset account does to the interest on your loan, compared with leaving it in savings.
Open itInterest Only vs Principal & Interest Calculator
Compare the repayment today and the cost over the full term of an interest-only period against straight principal and interest.
Open itLump Sum & Cash-Out Calculator
Model releasing equity as cash, or putting a lump sum against the loan, and see what each does to the repayment and the term.
Open itStamp Duty Calculator
A general estimate of transfer duty on a property purchase, before any concession your state may or may not apply to you.
Open it
Credentials
- Credit Representative 554029
- ABN 20 672 801 651
- FBAA member
- AFCA external dispute resolution
A calculator cannot see your whole file.
It works from what you typed. We work from what a lender will actually assess.
Or call us
1300 015 267Monday – Friday, 09:00 to 17:30

“Tell me the number. I have almost certainly seen worse.”
Dave Pham · Head Broker