The 60-second debt test
Nine questions. A straight answer.
No credit check, no obligation, and no email gate on the result. At the end you get an honest read on whether consolidation actually helps you — including the answer where it does not.
The 60-Second Debt Test
Question 1 of 9
Roughly how much unsecured and tax debt are you carrying?
Everything that is not a mortgage or a car loan. Tax, cards, overdrafts, personal loans, supplier arrears.
Choose an answer to continue.
Nine questions, no credit check, and no email address. Your answers stay in this browser and nothing is submitted. You will see the verdict whether or not you ever call us.
Credentials
- Credit Representative 554029
- ABN 20 672 801 651
- FBAA member
- AFCA external dispute resolution
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What the GIC is really costing you.
Read moreRepayment Calculator
Principal and interest, month by month.
Read more
A result is not an assessment.
This gives you a direction. A broker gives you the real answer, and we would rather tell you early.
Or call us
1300 015 267Monday – Friday, 09:00 to 17:30

“Tell me the number. I have almost certainly seen worse.”
Dave Pham · Head Broker